FinestKnown's Risk Disclosure

1. AUTHENTICITY RISKS. Forgery and counterfeiting are risks associated with the purchase of any type of collectable. To minimize these risks, it is recommended that investors only buy coins certified by one of the leading independent coin grading services. With the exception of certain uncertified circulated coins, each coin sold by FINESTKNOWN has been graded by either the Professional Coin Grading Service ("PCGS") or by Numismatic Guaranty Corporation ("NGC"). Each of these coin grading services is recognized within the coin grading industry for its superior expertise, and each guarantees unequivocally that coins certified by it are authentic. FinestKnown relies upon those guarantees in selling coins, and does not independently verify whether certified coins are authentic. Accordingly, FinestKnown expressly disclaims any express or implied warranties otherwise attaching to the coins, including that the coins are merchantable.

2. GRADING RISKS. The value of a coin is highly dependent upon the condition or "grade" of that coin. Since grading is a subjective process, there is risk in acquiring coins whose grades have not been independently certified by one of the leading independent coin grading services. The possibility exists that a coin could be misgraded by one of the independent grading services, and it is possible for such services to assign a different grade to the same coin upon resubmission. The guarantees provided by such services provide protection against misgrading, given the continuing solvency of the services. FinestKnown will not and can not be responsible for any of the services' guarantees or for subsequent changes in their policies and expressly disclaims any express or implied warranties associated with the grades assigned by PCGS and NGC.

3. FINESTKNOWN's CUSTOMER SATISFACTION AND DELIVERY POLICY. FINESTKNOWN offers a 10-day customer satisfaction policy after receipt of numismatic coins. Carefully inspect and evaluate your coins during this period. If you are displeased with your purchase for any reason whatsoever, you may return your coins to FinestKnown within 10 days of receipt, in the same condition in which you received them, for a full refund, including shipping costs. If your order consists of the coins set forth below (hereinafter referred to as "Exchangeable Common Date Coins"), the 10-day customer satisfaction policy permits you to exchange your coins for other coins of the same denomination and grade but does not allow you to return the coins for a refund. Exchangeable Common Date Coins are $1.00, $2.50, $3.00, $5.00, $10.00 and $20.00 gold coins certified as Mint State 66 or lower by PCGS or NGC, as well as uncertified circulated coins. Bullion coins are not subject to return or exchange. Sales of all such coins shall be final. Delivery of bullion orders is normally accomplished within two- three weeks from the date of receipt of payment. All bullion orders will be assessed the then current shipping charges. Numismatic coins normally ship within 48 hours of cleared funds.

4. VOLATILITY. The coin market is subject to substantial fluctuations including significant and rapid increases and decreases in value from time to time. Investors must be able to assume the risk of such price fluctuations.

5. INVESTMENT PERFORMANCE. During the period in which relatively accurate statistics have been maintained, many rare coins have shown an excellent record as long-term appreciating assets. FinestKnown believes that rare coins are excellent long-term (10-15+ year) investments, but the future is never certain. The past performance of coins is a guide, not a prediction, of future events. FinestKnown is always prepared to assist you in selecting coins for your portfolio or collection. You understand, however, that the decision to purchase coins, and which coins to purchase, is ultimately yours alone.

6. UNREGULATED STATE OF THE RARE COIN MARKET. The coin market is not subject to some of the forms of governmental regulation applicable to other forms of investment. Conversely, there can be no assurance that, in the future, regulations which materially affect the coin market will not be imposed. At present, there are no restrictions on the ownership of rare coins, and rare coin ownership offers certain tax and privacy advantages. However, there is no guarantee that, in the future, these benefits will not be restricted or totally removed by government regulation. There is no guarantee that the existing electronic coin exchange, which has brought certain benefits to the rare coin market including increased liquidity, may not limit or suspend its operations, which could be disruptive to the rare coin market.

7. BID PRICE. FinestKnown is a major buyer of rare coins. If you wish to sell your coins in the future, FinestKnown encourages you to offer them to FinestKnown first, although FinestKnown cannot guarantee to make a bid on every coin or that FinestKnown's bid will equal or exceed those from other coin dealers. Should FinestKnown make a bid on your coins, it is FinestKnown's current practice, which is subject to change at its sole discretion, to offer to buy back coins that it commonly sells at current sight-unseen bid price. That bid price may be raised or lowered on a daily, even hourly basis, depending upon various market conditions.

8. ECONOMIC FORCES. The success of an investment in rare coins is dependent, at least in part, upon extrinsic economic forces including supply, demand, international monetary conditions and inflation or the expectation of inflation. The impact of these forces on the value of coins cannot be predicted with any certainty. No assurance can be given that an investor will be able to sell his or her coins at a price greater than or equal to their acquisition cost. Rare coins are not suitable investments for investors seeking current income.

9. FinestKnown PRICES. Because of expenses associated with the acquisition (including shipping, marketing, overhead, etc.) and sale of rare coins, expenses which are not involved in other investment assets, the spreads (the gross margins on selling price) charged by dealers in rare coins are typically higher than those associated with investments such as stocks, bonds and commodity futures contracts. Although higher or lower spreads may exist in certain instances, typically, the spread for relatively common coins sold by FinestKnown with no reference to the date of issue may range between 5% and 10%, depending on the type, rarity and quality of the coin sold. The spread on coins of significant rarity sold by FinestKnown can be substantially higher. Therefore, rare coins should be considered to be long-term investments with a holding period of at least five (5) to ten (10) years. However, there is no guarantee that the holding of a coin, for any period, will result in appreciation. FinestKnown typical commission on bullion coins is approximately 3.5%.

10. ARBITRATION. Any controversy or claim arising out of or relating to transactions between you and FinestKnown shall be settled by arbitration in accordance with the Commercial Arbitration Rules of the American Arbitration Association conducted in Boca Raton, Florida. Judgment upon the award rendered by the Arbitrator may be entered in any court having jurisdiction thereof.